Terms and Conditions

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  1. The Monthly advance payment must be equal & paid continuously for Eleven Months.
  2. On Completion of Eleven Months the member will be eligible to avail No Wastage, No Making Charges up to 18% Above 18% VA, VA will be borne by the member.
  3. Member is allowed to purchase only Gold, Daimond Ornaments & Silver Articles. Member can purchase 22Ct Gold coins under this purchase plan.
  4. This advance against purchase of jewellery is unique and will not be linked to any other existing purchase plan/offers.
  5. No cash Refund.
  6. When the member purchase jewellery in excess of accumulated weight, the VA & MC as applicable will be borne by the member.
  7. We accept Cash, Card, Cheque & you can pay Online also.
  8. Every One month delay in installments leads to every one month delay in delivery.
  9. GST & any other Government levies at the time of delivery will be borne by the customer.
  10. Only one month bonus is applicable for Diamond Jewellery & Silver.
  11. Please carry passbook at every installment payment & at Maturity time.
  12. Any correction in the payment should be brought immediately to the notice of management. Any corrections at the time of maturity will not be accepted
  13. All disputes are subject to the jurisdiction of the competent courts in Hyderabad only.